A 32-unit multifamily acquisition in the Southeast was fully contracted, inspected, and cleared for closing. The senior lender - a regional bank - withdrew its commitment eleven days out, citing a shift in internal policy on multifamily concentration. The seller's contract had a hard close date with no extension option. The $4.2M acquisition would collapse unless a capital source could underwrite the deal, issue a commitment, and close in under ten days.

Surent Capital was introduced through a direct sponsor referral on a Tuesday. By Thursday, we had completed our desktop underwriting, reviewed the existing appraisal and rent rolls, and issued a term sheet. Legal was engaged simultaneously. The deal closed the following Wednesday - seven business days from initial conversation.

The acquisition closed. The sponsor proceeded to complete a light renovation and refinanced into agency financing fourteen months later at a stabilized value 28% above the acquisition basis.

A mixed-use commercial property in a high-demand urban corridor was set to go to public auction following the prior owner's default. A well-capitalized sponsor identified the asset as significantly undervalued - existing rents were 40% below market, the building had deferred maintenance that was visible rather than structural, and the submarket vacancy rate was under 4%.

The auction required certified funds within 48 hours of winning the bid and full payment within 72 hours of close. No conventional lender could underwrite and fund in that window. The sponsor had 30% equity available but needed $7.8M in debt capital with no contingencies.

Surent Capital underwrote the deal on the basis of as-is value, the sponsor's track record in similar repositioning scenarios, and a conservative exit assumption based on prevailing market cap rates. We pre-funded through a controlled disbursement structure that allowed the sponsor to bid with certainty.

The sponsor won the auction. Capital was deployed within the auction window. The asset is currently in active lease-up, with rents trending 18% above the underwriting assumptions at the 12-month mark.

A 14-unit townhome development was 65% complete when the general contractor filed for bankruptcy. The existing construction lender froze draw disbursements pending resolution of the contractor situation, citing lien subordination concerns. The sponsor had adequate equity and a defined path forward with a replacement GC - but the frozen draw facility made it impossible to re-engage subcontractors and restart construction.

The project needed $2.9M in completion capital structured to accommodate the existing senior lender's lien position and the pending sub-contractor lien risk. Surent Capital engaged legal counsel experienced in construction lien resolution, developed a disbursement protocol that satisfied the senior lender's intercreditor requirements, and structured a completion facility that prioritized subcontractor payoffs as the first draw condition.

The project restarted within 30 days of Surent Capital's engagement. The development completed four months later. All 14 units sold within 90 days of Certificate of Occupancy.

A land acquisition opportunity in a rapidly appreciating exurban market was identified by an experienced developer with 22 years in the business and a strong track record of successful entitlements. The land was priced below replacement value, the entitlement path was clear, and the exit thesis was well-documented.

The sponsor's corporate credit profile, however, was complicated by a prior venture that experienced losses during the 2020 market disruption. Every institutional lender approached declined on the basis of the credit profile, without engaging the merits of the specific opportunity.

Surent Capital underwrites sponsors, not credit files. We engaged the sponsor directly, spent two hours reviewing the specific opportunity, and underwrote the land asset on its own merits - entitlement timeline, comparable land sales, development economics, and exit assumptions.

Surent Capital provided a $3.5M land acquisition facility. Entitlements were received 18 months later. The sponsor executed a ground lease with a regional homebuilder at a land value 2.4x the acquisition basis.

A mixed-use development had reached stabilization when one of the two managing partners sought to exit the venture. The remaining partner had the operating expertise, the tenant relationships, and the desire to acquire the departing partner's interest - but the existing senior debt did not permit a partial ownership transfer without lender consent, and the consent process was expected to take 90+ days.

The departing partner's attorneys were pressing for a buyout on a 45-day timeline. Without a capital source willing to engage the complexity of a partner buyout in a constrained consent environment, the deal was likely to result in a forced sale of the entire asset at a discount to market.

Surent Capital structured a $6.1M facility that funded the partner buyout, negotiated a standstill with the senior lender's counsel pending formal consent, and created a bridge position that allowed the remaining partner to acquire full ownership and pursue a recapitalization on a normalized timeline.

The partnership dissolved cleanly. The remaining partner took full ownership. A conventional recapitalization was executed six months later, repaying Surent Capital and locking in long-term financing on a fully stabilized asset.