No stages
that do not serve
the outcome.
Most capital processes are built around the lender's comfort, not the deal's requirements. Surent Capital's process is built around one objective: arriving at a clear decision - commitment or declination - as quickly as rigorous evaluation allows.
Day 1
Every engagement begins with a concise review of the sponsor, the asset, the capital need, and the timeline. We are not collecting data for a queue. We are determining whether the situation merits immediate attention.
Days 2 - 5
If a situation fits our mandate, underwriting begins immediately. We review the asset, the sponsor, the structure, the timeline, and the exit. Third-party diligence begins only when it advances the decision, not because a checklist demands it.
Days 5 - 10
Once conviction is established, we structure the transaction around the actual situation - not the closest existing template. Economics, covenants, intercreditor dynamics, disbursement controls, and closing mechanics are all addressed before paper goes out.
Days 7 - 21
The final stage is execution, not re-underwriting. Legal, diligence, and closing process move in parallel. The sponsor stays in direct contact with the people making decisions, and the deal moves to close on the shortest credible path.
What you can
hold us to.
Every sponsor who engages Surent Capital will receive a decision within 5 business days of submitting a complete package. Every term sheet we issue reflects a real commitment. Every closing we schedule, we execute.
Initial response to qualified submissions
Preliminary decision or clear declination
Term sheet for approved transactions
Target close for executable situations
Direct principal access throughout